Insurance Coverage and Indemnity Law
A substantial part of Vandeveer
Garzia’s practice relates to indemnity and insurance coverage
issues in a wide variety of cases and policies, ranging from homeowner,
automobile and commercial general liability policies (primary, excess
and special excess) to specialized policies for risk retention groups,
and involving personal injury, construction litigation, environmental
claims and intellectual property cases.
The Insurance and Indemnity Law Group
handles a broad range of issues involving insurance policy coverage,
contractual indemnity clauses, and the operation of the two together.
The group handles declaratory
judgment actions on behalf of insurers, both asserting and defending
In addition, members of the group
provide coverage opinions where there is a question or dispute about
coverage that has not reached the stage of litigation. These
coverage opinions involve cases arising under Michigan law, and also
laws of other states.
Another service the group provides is
a review of a business’s insurance policies and contractual
indemnity language in light of the business’s potential liability
Vandeveer Garzia is designated coverage counsel
for a national self-insurance group. For this type of client, the
group handles declaratory judgment actions in Michigan, consults on
such actions in other states, and also participates in the drafting and
revision of the policies and endorsements.